With over 30 years of experience in real estate Todd is uniquely qualified to bring the highest level of service to clients. Todd believes he can offer attention to important details that are missed by others and can negotiate for the best outcome for clients.

        Todd has been involved in the sale of resort property, land, single-family homes, commercial property, condominiums and town homes. In keeping with industry trends the use of Buyer or Seller Agency is emphasized to better represent customer’s interests. Todd and his wife Margaret began working together in the real estate business in 1989. Margaret has experience in real estate sales, mortgage lending and preparation of closing documents.  

Prior to entering the brokerage side of the  business Todd worked in the building trades and later was involved in construction projects from the ground up. He also became a certified appraiser valuing all types of commercial and residential real estate for banks, investors, government agencies and private clients.

      During his career Todd has served in various volunteer capacities including Boy Scout leader, chairman of a zoning board, municipal budget committee member, and member of a board of directors for a museum. Todd currently works with Partners a non-profit offering mentoring for youth, is President and Design Review Committee Chairman for the Harvest Park community, and is an Instructor for Neighbor to Neighbor's home buyer certification program.

It is more important than ever to identify and solve problems in advance for a successful closing

Surprises that come up during inspections can be expensive and cause delays. Buyers and sellers should anticipate inspection issues even before entering into a listing or purchase agreement.

Common Problem Areas to Consider:

Where does the water go?  Check roof shingles, flashing, gutters and downspouts.  Is all the water moving away from buildings and concrete?  Does landscaping interfere with drainage?  Many inspectors now offer infared images to detect moisture in walls.

In an older property get a camera inspection of the sewer line even if it appears to be working.  Roots in older neighborhoods run deep.

Home Owners Association?  The contract requires standard documents and minutes.  Ask for more.  Be sure to get meeting minutes for two years.  Get a copy of Rules and Regulations and Design Guidelines.  Talk to Board members.  Get copies of the newsletters.  Find out what is really going on.

It is important to confirm your final choice by making several visits to your favorite properties. Talk with neighbors, go back at different times of the day and walk around.

Get a Copy of the Improvement Location Certificate (ILC) or plot plan to see if improvements are within the boundaries and setbacks. The City will give you one for free if the owner does not have it.  See if there are changes to the property since the original was issued.  On older properties have a new one prepared ($200-300).

Have your property inspector check the heat exchanger in the furnace or get a separate inspection from an HVAC technician.

Basement finished?  Check to make sure there is a building permit.

Sellers; make records for the above available to put buyers’ minds at ease before they look. You will have an easier transaction and may get a better price too.

These are some of the more common trouble spots. There are many details in a transaction that can get you off track why not take care of the ones you can control.